Universal Life Insurance (UL) is a type of permanent life insurance that combines a death benefit with a savings component that earns interest. What sets universal life insurance apart from other types of permanent life insurance (like whole life insurance)…
Whole Life Insurance is a type of permanent life insurance that provides coverage for the entire lifetime of the policyholder, as long as premiums are paid. It is one of the most common types of permanent life insurance, and unlike…
Term Life Insurance is a type of life insurance that provides coverage for a specified period, or “term,” such as 10, 20, or 30 years. During this term, if the policyholder passes away, the beneficiaries receive the death benefit (a…
Gap Insurance Gap Insurance (Guaranteed Asset Protection) is a type of car insurance that covers the difference (or “gap”) between what you owe on your car loan or lease and the car’s current market value if it’s totaled or stolen.…
Uninsured Underinsured Motorist (UM/UIM) Coverage Uninsured/Underinsured Motorist (UM/UIM) Coverage is a type of car insurance that protects you if you’re involved in an accident with a driver who either has no insurance or insufficient insurance to cover your damages. Key…
Personal Injury Protection (PIP) Personal Injury Protection (PIP) is a type of car insurance coverage that helps pay for medical expenses and, in some cases, lost wages, regardless of who is at fault in an accident. It’s designed to cover…
Comprehensive Coverage Comprehensive Coverage is a type of car insurance that covers damage to your vehicle from incidents other than a collision. It provides financial protection against a wide range of risks, including events that are outside of your control.…
Liability Coverage Liability Coverage is a key component of car insurance that helps cover the costs associated with damage or injury you cause to others in an accident where you are at fault. It’s typically divided into two main types:…
Collision Insurance is a type of car insurance coverage that helps pay for repairs or replacement of your vehicle if it is damaged in a collision, regardless of who is at fault. This type of coverage is optional, but it…
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