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Premier Asset Protection have been serving homeowner policy holders and giving them an added peace of mind.

Key components of home Insurance

Home insurance (also known as homeowners insurance) is a policy designed to protect your home and personal property from various risks, such as damage or loss caused by disasters, theft, vandalism, or accidents.

Dwelling

Dwelling insurance, often referred to as part of a homeowners insurance policy, specifically covers the physical structure of your home.

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Additional Living Expenses (ALE)

Additional Living Expenses (ALE) coverage, also known as Loss of Use coverage, is an essential part of most homeowners insurance

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Personal Property Coverage

Personal Property Coverage is a key component of a homeowners insurance policy that helps protect your personal belongings from loss,

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Other Structures Coverage

Other Structures Coverage is a part of your homeowners insurance policy that provides financial protection for buildings on your property

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Liability Coverage

Liability Coverage in a home insurance policy provides protection in case you’re held responsible for injuries or property damage that

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Health Insurance

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Common Types of home Insurance


HO-1 (Basic Forms)

The HO-1 (Basic Form) is one of the standard homeowners insurance policy types. It is the most basic and limited

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Final Expense Insurance

Final Expense Insurance, also known as Burial Insurance or Funeral Insurance, is a type of life insurance designed to cover

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HO-2 (Broad Form)

The HO-2 (Broad Form) is a type of homeowners insurance policy that provides broader coverage than the HO-1 (Basic Form)

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HO-2 (Special Form)

It seems there might be a small mix-up in terms: HO-2 is actually known as the Broad Form, not the

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          Maria Marlin Retired Govt Officer, ON, Canada

          Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

          Maria Marlin Retired Govt Officer, ON, Canada

          Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

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